1.       Preliminary assessment

Figure out what your needs and wants are.  Determine a budget that fits within your financial abilities.  You should include a minimum 10% contingency fund in your financial planning.

2.       Get the right professionals

The first step is to hire an architect to draw plans of the building. An interior designer can be engaged for layout of interior spaces and finishes. The homeowner hires a builder as the general contractor.   The general contractor deals with the various trades e.g. landscaping, masonry, electrical.

3.       Hiring a Builder

It is advisable to get three quotes from reputable builders.  Ensure the company you hire has a good reputation and the experience to shepherd the building process from concept to completion.  The builder should have liability insurance. A timeline should be provided in addition to the quotation. 

4.       Documentation

Building a house requires the proper building and electrical permits.  This ensures that the home meets local Building Code requirements.  Any services should be formalized in a written contract, and understand that ‘change orders’ will be needed to account for unforeseen issues and adjustments.

5.       Construction Preparation

Organization is key to a successful project.  Supplies should be ordered taking into account delivery timelines.  Furniture and belongings will have to be moved.  Your insurance company should be notified about your plans.  Ensure financial arrangements are in place to issue progress payments. Let your neighbours know about your construction timeline. 

6.       Under Construction

Conduct regular inspections and meetings to ensure the planned timeline is adhered to as per your contract.  Deal with invoices and change orders in a timely manner.  Keep track of ‘substantial performance’ when the majority of work is complete.  This is followed by a final inspection where any deficiencies or unfinished items are handled.

7.       Completion 

       All construction materials and fencing should be removed.  Move your furniture and belongings into the home.  Advise your insurance company and financial institution that the building process is complete.  Thank your neighbours for putting up with any inconvenience during construction.  Most importantly, enjoy your new home!